The Fonds d’Emprunt can advise you in assessing your needs, accompany you in improving your business plan, updating your financial forecasts, seeking funding, and accompanying you throughout your business start-up.

The loans are for people 18 and older who do not have access or have limited access to traditional sources of financing for start-up or consolidation of businesses. The business must have its registered office in the territory of the following RCMs: Antoine-Labelle, Argenteuil, Laurentides, Pays-d’en-Haut & Rivière-du-Nord.

Le Fonds d’Emprunt grants two types of loans:

Nanopret”: Loans between $ 500 and $ 2,000, Reimbursement period: 1 year (12 months).

Microcredit”: Loans over $ 2,000 up to $ 20,000 per person (special case) per project and could go up to $ 40,000 if more than one owner in the company. Reimbursement period: 3 to 5 years (36 to 60 months).


Both types of loans must be used to start or expand a business. Loans may be used for working capital, fixed assets, advertising or other specific financial needs. Submissions will be sought to justify the funded items.

Accessibility Criteria:

  • Limited access to traditional sources of funding;
  • A registered office in the territory covered by our organization;
  • A comprehensive business plan and financial forecasts;
  • A project that demonstrates economic viability;
  • Obtain all necessary permits for the operation of the project;
  • The loan cannot be used to repay an existing debt or a project already carried out;
  • The loans granted are individual, to the person, not to the company.

Make your business a reality!

Personalized support:  We evaluate the different capacities of entrepreneurs and support them in developing their skills, which is why personalized assistance is available to any entrepreneur wishing to start a business.  At the Fonds d’Emprunt we believe that the key to the success of your project lies in the personalized mentoring. Thus, an intervention strategy based on the establishment of a climate of trust is developed by our experienced staff for the specific needs of each individual.

Contact us for more information.

Our territory

Discover the territories served for our various services.


The Laurentians: the MRC d’Argenteuil, Rivière-du-Nord, Pays d’en-Haut, Laurentides and Antoine-Labelle.

Financial autonomy

The Laurentian region and on request for other regions.

Additional training

The Laurentian region.

Our mission

Our mission is to develop entrepreneurship and financial independence of the members of our community, especially for women.

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